Category: Financial Planning

What are the commission charges of a mutual fund agent? Are these commission charges deducted from the investor’s fund every year or month? How much does an agent earn from one equity fund?

every scheme has a total expense ratio…meaning it has set for itself a limit to which it will keep its total operating expenses. Out of this TER, every one associated in managing and retailing the fund gets compensated. Thus the fund manager, the fund house, bankers, custodians…and the distribution agent too gets the share from…

What are the best SIP plans for tax saving and high returns?

Actually, the best SIP is in a fund that manages to have superior returns INDEXED to the volatility. The simple statistical ratio for describing the same is one which is called the SHARPE RATIO. So, it would be best if you see the Sharpe ratio of schemes and choose the ones which are the highest.…

What are the best tax saving mutual funds to invest in 2019?

A tax savings fund (ELSS scheme) entails two important limiting facts. The first is the lock-in for three years, meaning you don’t have access to your money for the time frame and secondly you should not really be too bothered with the capitalisation or composition bias the fund manager uses. So the best ELSS scheme…

How do I invest money in the 20s and retire at 30?

Are you at 20.1 and planning to retire at 39.9..both years. The point is the gap is something that you will need to put precisely..is it a few years or nearly 20. Second…what is the amount that you will need at retirement? Remember to calculate your retirement yield at 7.5–8.0 per cent..ie this amount annually…and…

How can two opposing theories work in investing?

Actually they don’t. Sometimes one theory works and other times the other. However, since we are not blessed with future vision, we have to make do with the bunch that seems the most attractive to us. And especially so for the capital market. Every other year you will hear about the flavour of the season…