How can we invest an amount of 1 crore rupees In India? What portion should we be investing in MF and FD for emergency and fluidity?

you would need to provide a lot more details for a comprehensive answer. In the absence of the details, a bit of assumption would come in. However, let’s make an effort.

If the usage from the growth/dividend/interest is a concern, I would suggest that you allocate only 7% -10% ie. 10 lacs in liquid funds/overnight funds. In fact, I would also ask you to reduce the amount and keep 2.5 lacs in a bank deposit, ideal the unfixed one.

If you want to have only grown as a criterion then you should be invested in 40% diversified/multi-cap, 30% in large and midcaps and 20% in flavour of the season fund.

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